Moist Banana Chocolate Chip Bread Recipe with Dark Chocolate Chunks

This banana chocolate chip bread combines the rich nuttiness of browned butter with ripe bananas and plenty of chocolate for a moist, flavorful loaf. It’s easy to make and requires just one bowl for mixing.

three slices of browned butter banana chocolate chip bread stacked on top of each other.

Whenever bananas start to brown on my counter I reach for a loaf recipe. After years of making my sour cream banana bread, I developed this banana chocolate chip bread and kept the browned butter because it deepens the flavor and pairs beautifully with banana and chocolate.

Why You Will Love This Bread

  • Browned Butter: Browning the butter adds nutty, caramelized notes that elevate the loaf.
  • Perfect Use of Brown Bananas: Ripe bananas give the bread natural sweetness and a tender crumb.
  • One Bowl: The recipe is simple and only requires one mixing bowl and a spoon or spatula.
the whole loaf of banana chocolate chip bread cut in half to see the inside.

Ingredient Notes

Full measurements and detailed instructions are in the recipe card below.

  • Butter: The recipe uses browned butter for flavor, but you can melt regular butter if you prefer.
  • Bananas: The riper the bananas, the sweeter and more flavorful the bread will be.
  • Buttermilk: Sour cream or Greek yogurt (or a combination) can be substituted for similar texture and tang.
  • Chocolate chips: Semi-sweet chips work well; you can substitute cinnamon chips or other mix-ins to vary the flavor.
All of the ingredients needed for chocolate chip banana bread.

Step-by-Step Instructions

Browned butter after cooled.
  1. Step 1: Preheat the oven to 350°F (175°C). Prepare a 9×5-inch loaf pan with nonstick spray or line it with parchment.
  2. Step 2: Brown ½ cup (1 stick) of butter in a medium saucepan over medium heat. Let it cook past foaming until it turns golden brown and smells nutty, stirring constantly. Transfer to a heatproof bowl to cool (refrigerate 10–15 minutes to speed cooling).
all the wet ingredients mixed together.
  1. Step 3: In a large bowl, mash 1–1½ cups (about 2 ripe) bananas. Stir in the cooled browned butter, then add 1¼ cups (250 g) granulated sugar, 2 large eggs and 2 teaspoons vanilla. Mix until combined.
  2. Step 4: Stir in 1 teaspoon baking soda, ¾ teaspoon salt and ½ teaspoon cinnamon (optional). Add half the 2 cups (280 g) flour, then ½ cup (120 g) buttermilk, then the remaining flour—mix gently to avoid overworking the batter.
mixing in the dry ingredients.
  1. Step 5: Fold in 1 cup (180 g) chocolate chips.
  2. Step 6: Pour the batter into the prepared pan and scatter a few extra chips on top.
chocolate chips added.
  1. Step 7: Bake 55–60 minutes. Insert a toothpick into the center where the loaf cracks—if it comes out clean the bread is done. The loaf will also pull away from the pan sides when finished. Allow to cool before removing and slicing.

Expert Baking Tips

  • If you don’t have buttermilk, use Greek yogurt or sour cream; a 50/50 mix works well.
  • Avoid opening the oven early to check the loaf—sudden temperature changes can cause it to sink.
  • For precision measure flour by grams. If using cups, spoon flour into the cup and level it to avoid packing.

FAQ

Do I have to brown the butter?

No. You can melt ½ cup of butter instead or substitute oil if needed.

Can I make this into muffins?

Yes. The batter makes about 14–16 muffins; bake 18–22 minutes.

Why is my banana bread gooey in the middle?

Gooey centers usually mean it needs a few more minutes in the oven. Test where the loaf cracks with a toothpick. Letting the bread cool fully before slicing also helps—it continues to set as it rests.

a few pieces of banana chocolate chip bread layered to see all the chocolate inside.

Storing & Freezing

Store the bread at room temperature, wrapped in foil or in an airtight container, for 3–4 days. Wrapping in foil helps keep the crust slightly crisp compared with a sealed plastic bag.

To freeze, slice and package individual slices for quick breakfasts, or freeze a whole loaf for future use.

Other Popular Recipes to Try

  • Chocolate Peanut Butter Cup Cookies
  • Strawberry Snack Cake
  • Lemon Blueberry Sour Cream Cake
  • Lemon Poppyseed Cookies

For more treats follow the author on Instagram and tag if you make this recipe!

Banana Chocolate Chip Bread

This banana chocolate chip bread is loaded with flavor from browned butter, sweet bananas and chocolate in every bite. It’s an easy to make recipe that only requires one bowl for mixing.
Prep Time 20 mins
Cook Time 1 hr
Total Time 1 hr 20 mins
Course Breakfast, Dessert, Snack
Cuisine American
Servings 10
Calories 403 kcal

Ingredients

  • ½ cup (113.5 g) butter, browned and cooled
  • 1¼ cups (250 g) granulated sugar
  • 2 large eggs
  • ½ cup (120 g) buttermilk
  • 1–1½ cups (225 g) mashed ripe bananas (about 2 bananas)
  • 2 tsp vanilla
  • 2 cups (280 g) all-purpose flour (optional: substitute ½ cup whole wheat)
  • 1 tsp baking soda
  • ¾ tsp salt
  • ½ tsp cinnamon (optional)
  • 1 cup (180 g) chocolate chips

Instructions

  • Preheat your oven to 350°F. Spray a 9×5 loaf pan with nonstick spray or line with parchment.
  • Brown ½ cup (1 stick) butter in a medium saucepan over medium heat, cooking past foaming until golden brown and nutty. Transfer to a bowl to cool.
  • In a large bowl, mash bananas and stir in cooled browned butter. Add sugar, eggs and vanilla; mix until combined.
  • Stir in salt, cinnamon and baking soda. Add half the flour, followed by the buttermilk, then the remaining flour. Mix gently to avoid overmixing.
  • Fold in chocolate chips.
  • Pour batter into the prepared pan and top with extra chocolate chips if desired.
  • Bake 55–60 minutes. Test the center with a toothpick; if it comes out clean the loaf is done. Let cool before removing from the pan and slicing.

Notes

If you don’t have buttermilk, Greek yogurt or sour cream are suitable substitutes. For more accurate results measure flour by weight; if using cups spoon flour into the cup and level it to avoid packing.

Nutrition

Serving: 1 slice
Calories: 403 kcal
Carbohydrates: 62 g
Protein: 5 g
Fat: 16 g
Saturated Fat: 10 g